![]() No, it’s not exactly a customization hack, but the day I learned the shortcuts to cut (Ctrl + X), copy (Ctrl + C), and paste (Ctrl + V), my life was officially changed. Learn the shortcuts (and have them handy) Here’s how to do it your way - and in style.ġ. ![]() As someone who went from hating math to now having all of her funds automatically calculated, I can say hands-down just how helpful a budget can be. From utilizing hotkeys, color codings, and sizings (as well as all of the nifty formulas and tools available), I’m able to figure out my spendings, earnings, savings, and expenses each month. ![]() My secret? Other than LOTS of coffee, it’s a customized Excel budget. Now, six years later, I’ve managed to build a successful, money-making career. With a CPA father and an engineer brother, the concept of doing math just because seemed absurd.Īfter months of researching, confusion, and some pretty ballsy confidence for a girl who didn’t even have a credit card, I realized that to become successful, I needed to find a way to manage my money. Also as a 20-something writer, however, the thought of learning how to budget, crunch numbers, and perfect my spreadsheets sounded like a special circle of hell. Either way, finding a budgeting template or spreadsheet that works best for your finances will help you create a budget and stick to it.As a 20-something writer, learning how to manage my money was necessary from the moment I walked across the graduation stage and realized I didn’t want to have a “normal” 9-5. If you just want a basic budgeting tool that you can print out and fill in, choose a printable worksheet. If you’re interested in a budgeting solution that will allow you to customize things according to your lifestyle, you’ll want to opt for a template or spreadsheet that you can download and edit. Make Budgeting Easier With a Template or Spreadsheet That Works for You And if aesthetics matter to you, this worksheet has a fun, somewhat whimsical feel due to the bright colors and scripted font. Also unlike the former, it includes a column for writing the difference after you subtract your actual expenses from your expected ones. In comparison to A Cultivated Nest’s printable budget sheet, this one is more detailed because the subcategories are already filled in for you. This free budget worksheet from A Mom’s Take is printable, which is perfect if you’re not committed to the idea of doing your number crunching online. As an added bonus, the bottom of the template includes a colorful doughnut chart that details a percentage breakdown of your monthly expenses. In the middle of the doc, you can plug in your actual and budgeted expenses. This simple monthly budget template found on TheGoodocs is designed to open in Google Docs and features a budget summary up top that includes total income and expenses, the amount saved, the amount overspent and the percentage of your budget that you utilized for the month. Free Easy Monthly Budget Template From TheGoodocs There’s also a separate sheet that details a year’s view of credit card payments, which can help give you insight into that specific area of spending. While you can choose to viewyour income and expenses by month, you can also use the yearly sheet to get a comprehensive month-to-month overview of your income and fixed expenses. This Google Sheets budget planner from 20somethingfinance stands out because it allows you to track a year’s worth of budgeting at a time.
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